By Doug Sivco

Hello all you sixes and sevens. My name is Doug Sivco. I am the Director of Client Relations for McIntyre, Freedman & Flynn Investment Advisers of Orleans, MA. For over 20 years I have advised individuals, families and corporations across the country on their investments and financial goals. My firm deals almost exclusively with a client base of 60 and above, simply because individual wealth is concentrated in America’s “baby boomer –plus” population!

We sixes and sevens are the decision makers of our future more now than ever before in the history of this great nation. Pensions are on the way out, self-directed 401K’s and IRA retirement plans are here and the wave of the future. As a fellow “boomer”, my goal in this section of the website, is to help you make sense of the constant gyrations of the stock markets, the impact of legislation from Washington, D.C., and world events which can and will affect your financial future.

There is no one single strategy to a successful retirement, since not one of us comes from the exact same work history or economic background. Our hopes and dreams are equally diverse. But I have found that as we age, smart and conservative planning with a keen eye on the future is the best way to enjoy what we have earned and acquired. The financial ball is in our court.

We’ll talk again soon.

  • Time, Not Timing

    Unless you were completely risk adverse, 2013 turned out to be a fantastic year for many of you stock market investors.  Gains of +20 to +30% were made in stand-alone or retirement accounts. Congratulations. But as we all know, past performance is no guarantee of future success, so we must turn the page. 2014 has […]
  • We sixes and sevens are growing at an astounding rate in America

    Hello again, We sixes and sevens are growing at an astounding rate in America. Currently 13% of our citizens are 65 or older. In thirty-five years, this number will increase to 22%. Politicians already pay more attention to us, because we vote. But younger generations will be forced to treat us more fairly, if not […]
  • Retirement

    Hello again.  If you have a retirement plan of any type, odds are its tied in some way, shape or form to the performance of our U.S. equity or bond markets.  The good news, is that since the recession of 2008-2009 began, those asset classes have staged a steady, if not impressive comeback. Your “pile” […]
  • Financial Markets

    Financial markets have now become a function of how investors are guessing the drama in Washington, DC will play out. Stock prices on Wall Street are moving up or down based on the latest debating points emanating from Republicans, Democrats and the President.  On the world stage, we are not looking very grown up as […]